Random Thoughts…

Boy do I have to mow the lawn, figures, it rains for a few days straight and now the lawn is six inches tall.  I go out to the garage and get the lawn mower, it’s a beautiful Honda mower, 5.5 hp, truely a wonderful grass bagging machine.  Sun’s shining with a slight breeze, great day to cut the grass.  I check all the fluids, fill the gas tank, set the choke and pull the cord….. Nothing.  Hu, another good pull ought to do it…….Nothing.  Figures, that’s how life has been to me, it seems like when you need something the most is when life looks at you and says…Not today.  I did a couple of test to check the spark plug and a few other parts…it’s not the plug, not even getting a spark.  The part I need is almost as much as a new mower.  So guess what, fathers day is coming up soon, looks like a new mower for Mr. Dexter.  Haha.  So I went to Home Depot and picked out the one I wanted.  Funny how life has a way of working things out.  Now I have a brand new mower.

38080 Lakeshore Blvd.,, Willoughby, OH | Powered by Postlets

38080 Lakeshore Blvd.,, Willoughby, OH | Powered by Postlets.

MOVE IN READY !! Smoke free home with a view of the lake. No repairs needed to the house, it’s a great buy. This property won’t be on the market long.

Stop Foreclosure Utah

I’ve had the opportunity to meet some great people in journey to success.  One guy in particular is a Mr Shaun Johnson.  He’s out to help people in his local area by providing ways to help those in need of stopping the foreclosure process.  Shaun has a great company and is trying his best to get you out of a jam.  If your from Utah, than it’s definitely worth your time to check out one of his sites.  http://www.StopForeclosureNorthernUtah.com

Stop Foresclosure Utah, Shaun can help.

Real Estate Professionals looking for a buyer in a Short Sale Situation?

 Dynamic Home Buyers, LLC is your answer. Not only can we buy the property but with our loss mitigation department we will do all the leg work for you. Our offices will prepare, work, send, and negotiate all necessary documentation with the appropriate lender for approval. Never cutting you out of the deal, Dynamic Home Buyers will guarantee your commission and free you up to work on something else. Just sit back in confidence knowing the work is being done and collect your check. Sweet.

Call 330-310-8477 and ask for:

Terrance Dexter
http://www.DynamicHomeBuyersLLC.com

Current Market Analysis (CMA)

Any real estate professional wanting to list your home should come prepared with a current market analysis. A quality CMA should include the following:

A summary of trends in the local area, including current real estate activity

  • A description of your property, including basic property characteristics
  • Market Analysis – this is the central part of the CMA, and should include comparisons with other property sales and pending sales in your area. Each of these properties is compared based upon the quality of the home and its condition.
  • Any unusual sale prices will be factored in. An unusually high or low sale price can be motivated by either buyer or seller, and can be affected by a number of factors. These are considered in an accurate CMA.
  • Current market conditions are an important factor. Perhaps the present market is definitely a ”buyer’s” market, with many properties listed. Or it may be a “seller’s” market, with a very limited number of homes available for sale. The length of time for recent sales will be considered, along with any discounts that have been offered, where a seller has substantially reduced the sale price of the home.

Once these factors have been assembled and analyzed, the CMA will present typically present three different options: (1) The most likely selling price, (2) the price for a seller who is anxious, and must sell as soon as possible, and (3) the price for a seller who is willing to wait for the optimum buyer.

A quality CMA will be invaluable in helping you and your listing agent determine the best possible price for the sale of your home

Support the Troops!

“There is a sacred duty of the living to carry on the memory of the lost” – I can’t believe it’s been 8 years since 9/11. Ooh-rah.

I personally think that it would be my honor to remember all that I’ve lost.   3rd Batalion 25 Marines, Scout Sniper Teams Mako7 & Mako8, You are not forgotten.  Simper Fi.  (Iraqi Freedom 2005)

Jonas Brothers

My wife took the kids to the Jonas Brothers concert here in Cleveland at the Q.  They told me that it was the most fun they’ve ever had out together.  The kids said it was a blast.  I’m so glad I was able to do that for them even though I think my wife had more fun then they did.  When I talk to the wife next I’ll try and get more details.  I’m not too familiar with the Jonas Brothers music, I mean I’ve heard a couple of their songs and I know that they’re very popular but It’s not something I get the chance to listen to every day. 

The improtant thing is that I was able to provide my girls with an experiance that they’ll never forget.  For all you parents out there, I know that you know what I’m talking about.  Every fathers dream to see the smiling faces of those you love, knowing that you had a hand in creating that smile.

Women’s House Mistakenly Auctioned by the Bank

I thought I had seen everything until I came across this artical from MiamiNBC.com!

“You know times are tough when people are getting kicked out of their house when it’s not even for sale.”

 

http://www.nbcmiami.com/news/local-beat/Womans-House-Mistakenly-Auctioned-by-Bank-53583357.html?yhp=1&ref=patrick.net

Foreclosure? I Can Help.

If you are a homeowner who has gotten behind on your mortgage payments, you may feel as if you’re sinking into a deep pit of quicksand. No matter how hard you struggle, there seems to be no way out. The bank is hounding you, the calls and letters flood your time and it seems no one understands how you got in this predicament anyway.

There may be an answer for you that can rescue you from the possibility of bankruptcy and foreclosure, save your credit rating and satisfy the bank. It is called a short sale and I’m the one to help you through the process. I will explain to you that this is not a predatory fly-by-night pipe dream. I’m one of the investors who is looking for pre-foreclosure houses and know how to negotiate with the banks to accept payment of the mortgage in full at a discounted price. Your home may be exactly the type of real estate investment I’m looking for. But there are steps and pitfalls along this journey that you’ll have to take.

A short sale means the bank accepts payment short of the loan. It does not mean it is a quick sale, though it can be. Banks would prefer to sell at a discount than to have another foreclosure to deal with. They are out to take as little loss as possible and a short sale is their best option as well.

I’m a professional who understands the ropes of short sales. I’ll walk you through the process and help with all the details such as gathering  records to show why you’re not financially able to meet your obligation to continue to make payments. Then I’ll prepare you for an inspector who will come through and re-evaluate the fair market value of the house. The number they come up all depends on the prices of other homes in the area, the materials used in the home, it’s age and the age of the roof, A/C, appliances and water heater, the estimated repairs needed to make it sellable again, etc. The figure the agent comes up with is called the BPO (Broker’s Price Option). That is the magic number. The bank will want the me to fork out between 85-90% of that amount in order to satisfy the loan.

I will then buy your house, make the repairs and try to resell it at a higher price than the BPO. That is how I make my money – off the resale, not off you. In the end, the bank is satisfied, I as the investor have made a profit and you have walked away without a foreclosure on your record. True, you won’t make the money you had once hoped to make on the house, but you won’t owe anyone either.

 The last thing ANYONE wants is for you to foreclose.

My Father Terrance Sr.

He goes by Terry. One of the greatest guys you’ll ever meet. He’s one of those guys that no matter what you ask of him, if he’s able to do it for you he will. He’s the most dependable and reliable person I know. Skilled in almost any thing. He went to a trade school growing up for carpentry, was a mechanic and refinishing technition for an insurance company for almost fifteen years, went into business with his Dad running an excavating co. He’s a great heavy equipment operator. He was driving a truck for an oil drilling co. and now he’s running the warehouse for them. He still drives the truck sometimes but he’s doing really well for him self.

Recently I got him into a business called Mona Vie. He was reluctent to join but having common since and seeing the compensation plan he dove into it. It didn’t hurt when I told him that it was absolutly free to join in 2009. I think he did it for me but like I said, he’ll do almost anything to help someone out. If he lived a little closer, I could work with him, teaching him Real Estate Investing. I think he would enjoy it, especially once he started making real money. Perhaps we could have some long conversations on the phone in the near future.

I use to work with him at Dexter Excavating with my Grandpa. I miss it. Being with him every day was one of the most rewarding times of my life. See I’m a very hard worker. I always give one hundred and ten percent no matter how physical the work. Having my father compliment me and look at me daily with that pround look on his face, only made me work harder. My whole life he’s been there for me. Suppoting me in baseball, football, and life. Never showing me anger, only disappointment or approval. He raised me the way that I would like to raise my own kids.

I’m still workikng hard. I can only hope that he’s still as proud of me now, as he was then.

Thanks Dad, I love you.